Alipay — International Setup, Scan/Show to Pay, Transfers & Safety
Alipay (支付宝) is one of China’s two major mobile wallets. It works for cafés, taxis, online shopping, tickets, and more. This guide shows au pairs y estudiantes how to set it up, pay in stores, split bills, keep records, and stay safe. Features and supported cards can vary by region—start with a small test purchase.
Account Setup (Step by Step)
1) Install & Language
- Download the Alipay app on iOS/Android.
- Register with your mobile number (receive SMS code).
- En Settings → General, switch app language to inglés if needed.
2) Identity & Security
- Complete any requested real-name checks (passport details) if prompted.
- Set your payment PIN and enable Face/Touch ID.
- Turn on login alerts y payment notifications.
If verification isn’t offered yet in your region, you may still be able to pay at many shops via supported international options.
Adding a Way to Pay
International Options (Vary by Region)
- Link a bank card (credit/debit) inside Alipay when available.
- Some users add funds via local accounts after arrival. Others use Alipay’s international flow to charge directly to a card.
- Start with a small purchase (bottle of water) to test.
Keep a little cash for day one and ask your coordinator which method works best for your nationality.
Manage Cards & Limits
- Me → Bank Cards to add/remove cards.
- Set transaction limits where available.
- Enable SMS/Push for every payment.
How to Pay in Stores (Two Flows)
A) Scan-to-Pay (扫商家码)
- Tap Scan in Alipay and point at the shop’s QR.
- If asked, enter the amount; confirm with PIN/biometrics.
- Show the success screen if the cashier asks.
B) Show-to-Pay (出示付款码)
- Tap Pay/收款码 to display your dynamic QR.
- The cashier scans; you confirm if prompted.
- Payment result appears with a tick.
Street stalls often use static QRs—you type the amount. Confirm the merchant name and the amount before paying.
Transfers, Splitting Bills & Red Packets
Transfer (转账)
- Search the contact → enter amount → add a note → confirm.
- Use this after a friend pays the whole bill.
Red Packet (红包)
- Send small amounts in a fun “envelope”.
- Great for quick reimbursements or group chats.
Useful Mini-Programs in Alipay
- Transit/Metro QR in many cities (create a city transit card; rules vary).
- Food delivery, taxis, tickets via partner services.
- Utility bills and phone/data top-ups where supported.
Receipts, Records & Fapiao
Bills/History
- Find past payments in Bills / 交易记录.
- Screenshot the details page for reimbursements.
Fapiao (Invoice)
- Ask the merchant if they offer e-fapiao (发票) and provide your tax info if needed.
- Some stores issue via a mini-program after purchase.
Safety & Best Practices
- Verify merchant name after scanning a QR; if it looks wrong, stop.
- Never pay via links/QRs sent by strangers outside the app.
- Confirm the amount before tapping Pay (say it aloud with the cashier).
- Use PIN/biometrics and consider a modest per-payment limit.
- Refunds should go back to the original channel—avoid “personal code” refunds.
Troubleshooting
Payment Failed
- Switch Wi-Fi/data and retry.
- Try a smaller amount or different method (WeChat/cash).
- Re-add card or check region/card support.
Scan Works, No Charge
- Static code: you must enter the amount.
- Reduce screen glare; clean your camera.
- Ask for the cashier’s scan-gun to read your code.
Account/Name Check
- Complete any real-name prompts with your passport.
- Ensure your profile name matches your passport spelling.
Glossary (EN ↔ ZH ↔ Pinyin)
- Pay — 支付 — zhīfù
- Scan — 扫码 — sǎomǎ
- Payment code — 付款码 — fùkuǎn mǎ
- Transfer — 转账 — zhuǎnzhàng
- Bill/History — 交易记录 — jiāoyì jìlù
- Red packet — 红包 — hóngbāo
- Invoice — 发票 — fāpiào
- Real-name verification — 实名认证 — shímíng rènzhèng
- Password/PIN — 支付密码 — zhīfù mìmǎ
First-Week Checklist
- Install Alipay → set language, login alerts, and payment PIN.
- Add a card or supported method; make a small test purchase.
- Practice both: Scan a merchant y Show your code.
- Enable notifications; keep a small cash backup.
Get Confident with Alipay
Masons Au Pair will walk you through setup, a live test payment, and safety habits—plus share Chinese phrases for counters, taxis, and returns—so paying in China feels easy from day one.
Join Our Au Pair Program